Nathan Brody
Recent work
2026 Income Limits for Every New York Health Program
Every income threshold that decides eligibility in New York in 2026 — Medicaid, Essential Plan, hospital financial assistance, NYC Care — in one table, by household size, with sources.
Federal poverty level (FPL)
A federal income benchmark, updated each January, that decides eligibility for most health programs in New York.
NYU Langone Bills: How to Reach Billing and Apply for Assistance
What to do with an NYU Langone bill you can't pay: how the billing department is structured, what to ask for by name, and how New York's financial assistance law applies.
What an Emergency Room Visit Actually Bills You For
One emergency room visit produces several bills: a facility fee set by acuity, a separate physician fee, and every lab and scan billed again.
Deductible
The amount you pay yourself each year before the insurance plan starts paying its share.
Mount Sinai Bills and Financial Assistance
A Mount Sinai bill is issued by one entity inside a multi-hospital system. How to identify which one, and why an approval at one does not cover another.
What an MRI Costs in New York, and Why It Varies So Much
The same scan is priced differently at a freestanding imaging center and a hospital outpatient department. What drives the difference and how to get the number before you go.
Copay
A fixed amount you pay for a specific service — $25 for a visit, $10 for a generic drug.
Do You Qualify for Free Hospital Care in New York?
Enter your household size and income to see where you fall against New York's hospital financial assistance thresholds. Runs in your browser; nothing is stored.
Montefiore Bills and Financial Assistance
A self-pay bill from Montefiore often means a coverage screening never happened. Emergency Medicaid, the programs to check, and why collections is not a deadline.
What Childbirth Costs in New York: How the Bill Is Built
A delivery generates several separate bills — the mother's hospital account, the newborn's own account, anesthesia, and the physician. What to arrange before the due date.
Can This Hospital Bill Be Reduced? Check Which Rule Applies
Enter your household size, income and total medical bills to see which New York rule limits what you can be charged — including the 10% rule for insured patients.